DDA Karmayogi Awaas Yojana 2025
The Delhi Development Authority (DDA) has formally launched
the "Karmayogi Awaas Yojana 2025," a strategic housing initiative
exclusively tailored for serving and retired government personnel. This
scheme introduces a rare institutional opportunity to acquire premium
residential assets in a developing urban corridor, characterized by a uniform
25% discount across all inventory categories.
Financial Requirements and Commitments
- Application
Fee / GST: Rs. 2,500 (Non-Refundable).
- Booking
Amount (3-BHK): Rs. 10,00,000.
- Booking
Amount (2-BHK): Rs. 4,00,000.
- Booking
Amount (1-BHK): Rs. 50,000.
- One-Time
Maintenance (3-BHK): Rs. 2,50,000.
- One-Time
Maintenance (2-BHK): Rs. 1,50,000.
- One-Time
Maintenance (1-BHK): Rs. 75,000.
- Water
Connection Fee / Unit: Rs. 2,000.
Strategic Asset Highlights
- Pocket
9, Narela Sector A1 to A4: This location serves as the primary
residential hub for the scheme, offering proximity to the Urban Extension
Road II (UER II) and the proposed Rithala-Narela-Kundli Metro corridor.
- 3-BHK
Inventory (272 Units): These represent the 'Crown Jewel' assets,
providing the highest square footage and parking allocation (23.04 sqm)
for high-ranking administrative professionals.
- 2-BHK
Inventory (576 Units): Positioned as the mid-tier staple, these units
offer a balance of utility and space (up to 140.56 sqm plinth area) within
a homogenous government neighborhood.
- 1-BHK
Inventory (320 Units): These units provide a low-barrier entry point
into the Delhi real estate market while maintaining access to the same
high-quality construction standards.
Technical Mechanics and Procedural Rules
- First-Come-First-Serve
(FCFS): The disposal of flats is conducted via an end-to-end online
system where priority is determined strictly by the timestamp of the
booking.
- The
15-Minute Lock: Once a specific flat is selected, the applicant is
granted a 15-minute exclusivity window to successfully complete the
digital transaction of the booking amount.
- Dynamic
Extension Policy: Allottees are provided a 60-day interest-free period
for the full disposal price; subsequently, a 30-day extension is available
at 10% simple interest.
- Penal
Interest and Forfeiture: Delays exceeding 90 days require the approval
of the Vice-Chairman, DDA, and attract a penal interest rate of 14%,
failing which the allotment is automatically cancelled and the booking
amount is forfeited.
Market Context
Historically, the Narela sub-city has been earmarked as a
pivotal growth zone for North Delhi, and the Karmayogi Awaas Yojana 2025
represents a significant shift by creating a curated, high-density enclave for
civil servants that effectively de-risks the investment through institutional
backing and subsidized pricing
